Tailgaiting parties are a tradition, and for good reason. Combine fans, friends and food and you’ve got an afternoon of fun. But there are also risks to you, your property and others. Here are a few easy ways to make sure you’re covered.

1. Don’t leave valuables in your car, even hidden. Whether you’re the tailgate host or not, don’t leave anything that would tempt a passerby.

2. Be very cautious about allowing anyone else to drive your car. If a friend is in an accident while driving your vehicle, you’re the one who will be held responsible.

3. Does your cheap car insurance cover non-driving accidents, vandalism, damage or theft? If not, consider getting free auto insurance quotes to find better coverage.